No calling, no queueing, no problem.

Boxymo.ie is a 100% online company. That's why we believe we offer the best online customer experience in the Irish market. You can do almost everything you need to on our innovative, user-friendly and secure website. Fast.

  • Get a quote in less than 60 seconds
  • Purchase your policy
  • View and change your personal details
  • View and change your car details
  • Print your insurance certificate
  • Contact Us

Every policy holder gets their own secure online account - MyBoxyMo. You can view, print or change your policy details online whenever you want. It's convenient. It's fast.

Don't waste your time and money on the phone.



You Can Do This Online

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You will be insured to drive your car from the moment your policy starts; you do not have to wait for "BoxyMo" to be fitted. We will fit "BoxyMo" at no extra cost to you. It is a condition of your cover that “BoxyMo” is fitted to your car within two weeks of you buying the policy.



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Yes, BoxyMo can be fitted to all cars.



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No, once you take out a BoxyMo policy and the box has been installed, it stays in the car for the duration of the policy. If you cancel your policy we will leave the box in the car but deactivate it remotely. If you want the box to be removed we will make a charge for the cost of deinstallation.



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If the data helps to indicate that you were not at fault for an accident, we will try to use it to defend you.



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Click on the link to view our "Policy Document"



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Click on the link to view our "Cover Summary"



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No, we will remotely deactivate BoxyMo if you sell your car or cancel your insurance policy. You must make sure that you tell anyone who buys your car that the box is installed even though it will not be collecting data.



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We only share the data with those companies required to provide the services under the policy, such as the box provider. Other than where we may be required to disclose any information we hold by a relevant law enforcement or regulatory authority, we will not disclose any specific information we hold about you unless you have expressly authorised us to do so.

Click here for a copy of our Data Protection (General) and Data Protection (Telematics)



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Yes, as with any GPS device such as a mobile phone, the box does send location data, but this is not fed through in real-time.

We do not use this data unless your car is stolen and the theft tracking feature is activated.



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Our installation team will contact you by phone and text to arrange a time and date for the installation. An engineer will then come to install BoxyMo at a time and place that is convenient for you. Installation takes around 40 minutes.



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Contact BoxyMo here.



You Can Do This Online

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The excess is the amount of the claim that you will be responsible for. For example, if your policy has a €400 excess and you claimed for €1000 of damage, your insurers contribution would be €600.

Excesses will apply to accidental, fire, theft and malicious damage claims and also to windscreen claims.

You also have 2 types of excess on the policy, firstly a compulsory excess and secondly a voluntary excess. With a voluntary excess you can decide to pay more towards your own claim and as a result you will get a premium discount.

The excesses that apply to your policy are shown on your Schedule of Insurance.



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All personal information about our customers is treated as private and confidential. We will only use and disclose the information we have about customers in the normal course of arranging and administering their insurances. Other than where we are legally obliged to disclose information by virtue of legislation, regulation or a court order, we will not disclose any information to third parties without their written consent.

In the interests of security and to improve our service, telephone calls you make to us may be recorded.

Under Data Protection Legislation, individuals have a right to see personal information about them that we hold in our records. A charge of €6.35 is made for this service. If you wish to exercise this right, or have any other related queries, you should write to us at:

BoxyMo.ie, PO BOX 151, Letterkenny, Co Donegal.

If you simply wish to know whether we hold information about you, this service is available free of charge.

Click here for a copy of our Data Protection (General) and Data Protection (Telematics)



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BoxyMo will collect information on the following:

To view content below - scroll to right

Criteria
Reason
Speed

It is a well known fact that speeding is a major contributory factor to road accidents particularly on rural or urban roads. The faster someone is driving the less time they have to stop if something unexpected happens. Of course we can all inadvertently go slightly over the speed limit from time to time and we will take account of this. What we look for are those drivers that regular break the speed limit and do so by a larger than average speed. We will also be looking at speeding in inappropriate conditions such as at night and/or in urban areas. The more frequently you drive within the speed limit the more likely you are to be awarded "Reward Kilometres" and get a lower renewal premium.

Driving Smoothness

This is broken down into Braking, Cornering and Acceleration. If you are braking heavily all the time this would indicate poor awareness and/or speeding and not keeping distance from the vehicle in front. In normal circumstances the safest way to brake is to do so early and lightly, braking more firmly as you stop. The more frequently you brake harshly the lower your driving score will be and the less likely you will be to earn "Reward Kilometres".
You should also drive at a speed suitable for the characteristics of the road (corners/bends). Driving too fast will cause the vehicle to tilt and we monitor this. The more frequently you drive at appropriate speeds around corners over a period of time the higher your score will be.

Where and When

This considers the times the vehicle is being driven on specific roads (by speed limit). Driving in the dark is one of the most dangerous times of driving. Visibility is lower than in daylight hours and a driver’s depth perception is reduced which can cause impaired judgement and delayed reflex actions. Driving between the hours of 11pm and 5am will lower your score.

Distance

With BoxyMo you select the "Policy Kilometres" you will need for the year. If you need more than this do not worry as you can purchase more "Top-Up Kilometres".



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BoxyMo is a little bit larger than a mobile phone and once installed it will not be visible.



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When you purchase the policy we will want to get "BoxyMo" fitted as soon as possible.

We'll contact you a few days after you take out your policy to arrange a convenient appointment for “BoxyMo” to be fitted to your car. Usually this will take place at either your home or place of work, Monday to Friday.

“BoxyMo” is about the size of a smartphone and is fitted out of sight behind the dashboard of the car. The fitting is carried out by one of our experienced installers and takes around an hour. It is safe and does not interfere with the workings of your car.



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Time is money, saving it rocks.

BoxyMo.ie is Ireland’s first ever 100% online dedicated telematics insurer. We reward better drivers and so not only do you get a great premium when you take out a policy, by showing us that you are a safe driver, you can earn "Policy Kilometres" every month and get an even better deal at renewal. With us you can get a great value quote in less than 60 seconds, buy your insurance and then manage your policy from your very own secure online account. All at the click of a button. It's quicker. It's easier. And it's cheaper.

Our policies are underwritten by AIG Europe Limited who are authorised and regulated by the Financial Conduct Authority, you can be sure that if you ever need to make a claim you can call on the support of one of the world's leading names in insurance. Don’t pay for other peoples’ bad driving – insure with BoxyMo!



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The technology in the box allows us to fix it remotely in over 90% of cases, if that is not possible we will send an engineer to identify the problem and fix it or replace the box. Whilst the box is not operating no driving behaviour will be collected, so your overall score will not be affected.



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It is fitted discreetly (usually under the dashboard) in an optimal position for your make and model of car.



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You will be provided with a number for our installation team.



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BoxyMo is an insurance policy which rewards good driving behaviour. To assess your driving, we need to install a box to collect various information from the vehicle such as location, when and how it's driven, and where it is kept overnight. It also enables us to retrieve the vehicle if it's stolen.

It is a condition of BoxyMo insurance that a box is installed on your vehicle within 14 days of purchase. This is so we can start as quickly as possible to accurately measure how the vehicle is being driven.



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No, BoxyMo is professionally installed and doesn't affect the vehicle's warranty.



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If you are under 25 years of age your BoxyMo Private Car Policy does not cover you to drive other cars, other than a courtesy vehicle provided to you under the BoxyMo approved repairer scheme if your vehicle is damaged following an insured loss. If you are over 25 years of age you are covered to drive other cars if your Schedule of Insurance says so.



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If you have been involved in accident, BoxyMo should inform us immediately and we contact you to make sure everything is fine and arrange for the emergency services etc if this is required. If we have not been able to reach you, please contact us as soon as possible after the incident on 1890 812 763 and we will guide you through the process.



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Telematics technology can track the location of your car to help us find your car if it is stolen. If you believe your car has been stolen, please inform the local Gardai and obtain a crime reference number. You should then contact the Stolen Vehicle Theft Tracking Number on +44(0)333 2020002. They will confirm your details, record the crime reference number and begin to monitor the location of your car, liaising with the Gardai as appropriate. You must also contact our claims department on 1890 812 763. Hopefully, your car will be located and recovered undamaged. If your car is recovered but damaged, or not recovered at all, we will help you with your claim.



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MyBoxyMo is your personal portal that gives you total control on administering your insurance policy at a time that suits you.

From MyBoxyMo you can do the following:

  • See the number of "Policy Kilometres" you have used and how many you have left
  • View your driving score and some feedback on your driving *
  • See how many "Reward Kilometres" you have earned *
  • Buy "Top-Up Kilometres"
  • Make changes to your policy such as changing vehicle, adding deleting drivers etc
  • View claims details
  • View and Print Documentation

* Not available for the first 3 months after you first take out a BoxyMo policy.



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The following administration charges excluding any insurer premiums which are directly related to the "Telematics" Product:

To view content below - scroll to right

Cancellation Fee where the box is fitted Missed appointment fee for Installation
€183.00 €45


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When you purchase a policy with BoxyMo we will require a copy of your driving licence and Proof of No Claims Bonus if you have been previously insured.



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We use the information BoxyMo collects to:

  • assess your car insurance risk
  • help calculate the cost of your renewal premium
  • give safe drivers Reward Kilometres each month
  • help you if you have an accident
  • track the location of your car if it is stolen
  • have a better overview of an accident to help recover money from the person responsible


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"BoxyMo" uses insurance telematics technology to help save you money.

Insurance telematics is the process by which data is collected and analysed to enable driver behaviour to be assessed, and the level of risk presented by each individual to be calculated. This allows an insurance company to assess individual risk much more accurately and therefore provide a much fairer price to you, the customer.

The information is collected from a clever little box we fit out of sight in your car. We call this "BoxyMo", and the information we receive is used to help you drive safer and reduce the costs of your insurance. We will receive information on every journey and this is compared to other drivers to provide an individual insurance risk profile. We will allocate you a driving score based on various factors and the higher your score the more "Reward" Kilometres you earn and the lower your renewal premium will be.

You will be able to log into MyBoxyMo to view information on how you are driving. *

* Not available until you have had your policy for 3 months.



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BoxyMo will collect information on the following:

To view content below - scroll to right

Criteria
Reason
Speed

It is a well known fact that speeding is a major contributory factor to road accidents particularly on rural or urban roads. The faster someone is driving the less time they have to stop if something unexpected happens. Of course we can all inadvertently go slightly over the speed limit from time to time and we will take account of this. What we look for are those drivers that regular break the speed limit and do so by a larger than average speed. We will also be looking at speeding in inappropriate conditions such as at night and/or in urban areas. The more frequently you drive within the speed limit the more likely you are to be awarded "Reward Kilometres" and get a lower renewal premium.

Driving Smoothness

This is broken down into Braking, Cornering and Acceleration. If you are braking heavily all the time this would indicate poor awareness and/or speeding and not keeping distance from the vehicle in front. In normal circumstances the safest way to brake is to do so early and lightly, braking more firmly as you stop. The more frequently you brake harshly the lower your driving score will be and the less likely you will be to earn "Reward Kilometres".
You should also drive at a speed suitable for the characteristics of the road (corners/bends). Driving too fast will cause the vehicle to tilt and we monitor this. The more frequently you drive at appropriate speeds around corners over a period of time the higher your score will be.

Where and When

This considers the times the vehicle is being driven on specific roads (by speed limit). Driving in the dark is one of the most dangerous times of driving. Visibility is lower than in daylight hours and a driver’s depth perception is reduced which can cause impaired judgement and delayed reflex actions. Driving between the hours of 11pm and 5am will lower your score.

Distance

With BoxyMo you select the "Policy Kilometres" you will need for the year. If you need more than this do not worry as you can purchase more "Top-Up Kilometres".



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BoxyMo comes with a standard €150 Compulsory excess for accidental damage, fire, theft and malicious damage claims.

This standard excess will be increased under the following circumstances.

To view content below - scroll to right

Drivers Age
Extra Excess
Total Excess
17 Year Olds €250 €400
18 €200 €350
19 €150 €300
20 €100 €250
21 - 24 €50 €200

An additional excess of €150 will apply to Provisional Licence holders.

Windscreens will be subject to a €40 excess if replaced. Windscreen repairs will not be subjected to any excess.



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About BoxyMo


BoxyMo.ie is Ireland's first telematics dedicated insurer. This new concept is simple, we fit a telematics device, known as “BoxyMo” to your car. BoxyMo will then tell us how you drive and how far you drive. In addition to this “BoxyMo” will show you each month how to improve your driving and reduce your insurance costs. read more...


Our Address


  • Address: PO BOX 151 Letterkenny, Co Donegal

  • Opening Hours:




BoxyMo proudly supports JIGSAW

JIGSAW - Young people's health in mind

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© Copyright 2018, MCL Insurance Services Ltd. All rights reserved. PO BOX 151, Letterkenny, Co Donegal.
Boxymo.ie is the trading name for MCL Insurance Services Ltd. MCL Insurance Services Ltd who is authorised and regulated by the Financial Conduct Authority of the United Kingdom, and is regulated by the Central Bank of Ireland for conduct of business rules. MCL Insurance Services Ltd, Registered in Northern Ireland, Company number NI41174. Registered Office, 66 Railway Road, Coleraine, Co Derry, BT52 1PG.