If you have "Reward Kilometres" or "Top-Up Kilometres" left when your policy is due to renew these are carried forward into the next year. However, if you have "Policy Kilometres" left, these are lost and not carried forward. There is no financial exchange for lost kilometres.



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"Policy Kilometres" are the number of Kilometres upon which your annual premium is based.



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When you purchase a BoxyMo policy you choose how many "Policy Kilometres" you require for the year. With BoxyMo if you drive safely each month you can earn up to a maximum of 300 Km's per month.

If you require more Kilometres than the total of your "Policy Kilometres" and "Reward Kilometres", you can purchase "Top-Up Kilometres" in bundles of 400, 800 and 1500. You can see the cost per kilometre on MyBoxyMo.



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There are three different types of kilometres, "Policy Kilometres", "Top-Up Kilometres" and "Reward Kilometres". You use your Policy Kilometres first, followed by ”Top Up” Kilometres and ”Reward” Kilometres. Policy Kilometres are the only ones that may not be rolled over to next year’s renewal. After renewal, any rollover kilometres from the previous year are used first, before your new Policy Kilometres.



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"Reward" Kilometres are additional kilometres you can earn for safe driving. If you drive responsibly you could earn up to 300 "Reward" Kilometres each month – that’s up to 3600 a year! Prove that you are a safe driver and allow us to treat you as an individual. Although you may start earning "Reward" Kilometres immediately, you will not be able to see them on MyBoxyMo for the first 3 months after the start of your policy. During this time we will be collecting information from the Telematics boxes of all our customers to ensure that we deliver to you a system which accurately and fairly rewards your driving behaviour.



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BoxyMo collects information about how you are driving your car. We then use this data to score your driving and your driving score determines how many ”Reward” Kilometres you will be allocated. The better you drive the more ”Reward” Kilometres you can earn up to a maximum of 300 kilometres per month. ”Reward” Kilometres also help us work out how much you pay when you renew.



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"Top Up" Kilometres are additional kilometres you can buy if you need more Kilometres (on top of your "Policy Kilometres" and "Reward" Kilometres). You can buy "Top Up" Kilometres in bundles of 400, 800, 1,500 kilometres at any time during the term of your policy. The cost of "Top Up" Kilometres depends on the price of your policy - this is called your cost per mile rate and it was set when you took out your policy, changed your details, or when you renewed. Your cost per mile rate can be viewed on the "Top Up Station" page of MyBoxyMo, and you can see the price of your "Top Up" Kilometres bundles on the Top Up Kilometres page. You can buy Top Up Kilometres online via the Top Up Kilometres page on MyBoxyMo, or by phone on 1890 000 000. If you don't use up all your "Top Up" Kilometres, you can roll them over to your next renewal (although they can't be refunded if you do not renew).



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About BoxyMo


BoxyMo.ie is Ireland's first telematics dedicated insurer. This new concept is simple, we fit a telematics device, known as “BoxyMo” to your car. BoxyMo will then tell us how you drive and how far you drive. In addition to this “BoxyMo” will show you each month how to improve your driving and reduce your insurance costs. read more...


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  • Address: PO BOX 151 Letterkenny, Co Donegal

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© Copyright 2018, MCL Insurance Services Ltd. All rights reserved. PO BOX 151, Letterkenny, Co Donegal.
Boxymo.ie is the trading name for MCL Insurance Services Ltd. MCL Insurance Services Ltd who is authorised and regulated by the Financial Conduct Authority of the United Kingdom, and is regulated by the Central Bank of Ireland for conduct of business rules. MCL Insurance Services Ltd, Registered in Northern Ireland, Company number NI41174. Registered Office, 66 Railway Road, Coleraine, Co Derry, BT52 1PG.